HEALTH INSURANCE

Nobody likes to think they’ll experience health problems, but the reality is, all of us will. Health Insurance provides greater access to immediate attention and treatment through the private healthcare sector. It gives you comfort in knowing you’re being treated by the best medical professionals of your choosing.

HEALTH INSURANCE


HEALTH INSURANCE

Nobody likes to think they’ll experience health problems, but the reality is, all of us will. Health Insurance provides greater access to immediate attention and treatment through the private healthcare sector. It gives you comfort in knowing you’re being treated by the best medical professionals of your choosing.

5 REASONS TO HAVE HEALTH INSURANCE

  • Quicker treatment – avoid long delays waiting for treatment in the public health system
  • Greater choice – choose when, where, how and by whom you get treated, in consultation with your doctor
  • Financial support – less stress about how to pay for your healthcare bills
  • Access – to the latest medical treatments and technologies including treatment options beyond the PHARMAC list
  • Greater certainty – cover now, for many unknown health issues that may arise later

5 REASONS TO HAVE HEALTH INSURANCE

  • Quicker treatment – avoid long delays waiting for treatment in the public health system
  • Greater choice – choose when, where, how and by whom you get treated, in consultation with your doctor
  • Financial support – less stress about how to pay for your healthcare bills
  • Access – to the latest medical treatments and technologies including treatment options beyond the PHARMAC list
  • Greater certainty – cover now, for many unknown health issues that may arise later

5 REASONS TO HAVE HEALTH INSURANCE

  • Quicker treatment – avoid long delays waiting for treatment in the public health system
  • Greater choice – choose when, where, how and by whom you get treated, in consultation with your doctor
  • Financial support – less stress about how to pay for your healthcare bills
  • Access – to the latest medical treatments and technologies including treatment options beyond the PHARMAC list
  • Greater certainty – cover now, for many unknown health issues that may arise later

INCOME PROTECTION

Your ability to earn an income is probably your most important asset. The financial consequences of a disability or extended illness that prevented you from working could be devastating for you and your family. Having an Income Protection plan in place provides a guaranteed financial safety net. It is designed to replace your income if you are unable to work due to medical illness, disability or accidental injury, by providing a monthly cash benefit. This is a very attractive benefit for New Zealanders supporting families or managing ongoing expenses such as rent and mortgage payments.

INCOME PROTECTION


INCOME PROTECTION

Your ability to earn an income is probably your most important asset. The financial consequences of a disability or extended illness that prevented you from working could be devastating for you and your family. Having an Income Protection plan in place provides a guaranteed financial safety net. It is designed to replace your income if you are unable to work due to medical illness, disability or accidental injury, by providing a monthly cash benefit. This is a very attractive benefit for New Zealanders supporting families or managing ongoing expenses such as rent and mortgage payments.

HOW DOES INCOME PROTECTION SAFEGUARD OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Income Protection will provide cover for both accidents and illnesses that prevent you from working to earn an income.

HOW DOES INCOME PROTECTION SAFEGUARD OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Income Protection will provide cover for both accidents and illnesses that prevent you from working to earn an income.

HOW DOES INCOME PROTECTION SAFEGUARD OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Income Protection will provide cover for both accidents and illnesses that prevent you from working to earn an income.

RENT & MORTGAGE COVER

The financial impact from an illness or injury preventing you from working would be devastating, not only for you, but also to your lifestyle. Mortgage and rental obligations do not cease if you are unable to work. Having Rent & Mortgage Cover in place gives you peace of mind knowing that these obligations will be met. In these unfortunate circumstances, a monthly benefit will replace your lost income meaning that you can take the time to recover without additional financial stress.

RENT & MORTGAGE COVER


RENT & MORTGAGE COVER

The financial impact from an illness or injury preventing you from working would be devastating, not only for you, but also to your lifestyle. Mortgage and rental obligations do not cease if you are unable to work. Having Rent & Mortgage Cover in place gives you peace of mind knowing that these obligations will be met. In these unfortunate circumstances, a monthly benefit will replace your lost income meaning that you can take the time to recover without additional financial stress.

HOW DOES RENT & MORTGAGE COVER PROTECT OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Rent & Mortgage Cover will provide cover for both accidents and illnesses that prevent you from working to earn an income.

HOW DOES RENT & MORTGAGE COVER PROTECT OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Rent & Mortgage Cover will provide cover for both accidents and illnesses that prevent you from working to earn an income.

HOW DOES RENT & MORTGAGE COVER PROTECT OUR CLIENTS?

  • Covers their rent and mortgage payments
  • Pays their regular bills and expenses
  • Helps to maintain their lifestyles
  • Allows them time to recover before returning to work

There is a misconception in New Zealand that ACC will provide cover for illness or sickness – it won’t. ACC only provides cover for accidents, whereas Rent & Mortgage Cover will provide cover for both accidents and illnesses that prevent you from working to earn an income.

LIFE INSURANCE

An unexpected death can have a devastating effect on your family members left behind. Life Cover pays a cash lump sum upon your death, providing financial certainty for your family, continuing to support them despite your absence from their lives.

LIFE INSURANCE


LIFE INSURANCE

An unexpected death can have a devastating effect on your family members left behind. Life Cover pays a cash lump sum upon your death, providing financial certainty for your family, continuing to support them despite your absence from their lives.

OUR CLIENTS HAVE CHOSEN LIFE COVER FOR

  • Mortgage or debt repayment
  • Family living expenses
  • Childcare & education expenses
  • Funeral costs

OUR CLIENTS HAVE CHOSEN LIFE COVER FOR

  • Mortgage or debt repayment
  • Family living expenses
  • Childcare & education expenses
  • Funeral costs

OUR CLIENTS HAVE CHOSEN LIFE COVER FOR

  • Mortgage or debt repayment
  • Family living expenses
  • Childcare & education expenses
  • Funeral costs

TRAUMA COVER

Trauma Cover pays a cash lump sum during a time when you might need extra support. The most common illnesses associated with Trauma Cover in New Zealand are cancer, heart attack and stroke. Suffering a critical illness is traumatic in any circumstance, but the burden will be far greater if your financial security is also put at risk.

TRAUMA COVER


TRAUMA COVER

Trauma Cover pays a cash lump sum during a time when you might need extra support. The most common illnesses associated with Trauma Cover in New Zealand are cancer, heart attack and stroke. Suffering a critical illness is traumatic in any circumstance, but the burden will be far greater if your financial security is also put at risk.

OUR CLIENTS HAVE USED TRAUMA COVER FOR

  • Mortgage or debt repayment
  • Medical treatment
  • Supplementing income while unable to work or working at a reduced capacity
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children

OUR CLIENTS HAVE USED TRAUMA COVER FOR

  • Mortgage or debt repayment
  • Medical treatment
  • Supplementing income while unable to work or working at a reduced capacity
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children

OUR CLIENTS HAVE USED TRAUMA COVER FOR

  • Mortgage or debt repayment
  • Medical treatment
  • Supplementing income while unable to work or working at a reduced capacity
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children

TOTAL & PERMANENT DISABILITY COVER

What happens if you become totally disabled – rendering you unable to return to work again – through injury or illness? A permanent disability will likely cause a significant strain on your family, both emotionally and financially. Total and Permanent Disability Cover ensures you will receive a cash lump sum if you’re permanently unable to work due to illness or injury or if you’re permanently impaired.

TOTAL & PERMANENT DISABILITY COVER


TOTAL & PERMANENT DISABILITY COVER

What happens if you become totally disabled – rendering you unable to return to work again – through injury or illness? A permanent disability will likely cause a significant strain on your family, both emotionally and financially. Total and Permanent Disability Cover ensures you will receive a cash lump sum if you’re permanently unable to work due to illness or injury or if you’re permanently impaired.

WHAT MOST PEOPLE USE TOTAL DISABILITY COVER FOR

  • Mortgage or debt repayment
  • Supplementing income due to their inability to work
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children
  • Access to a full-time care

WHAT MOST PEOPLE USE TOTAL DISABILITY COVER FOR

  • Mortgage or debt repayment
  • Supplementing income due to their inability to work
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children
  • Access to a full-time care

WHAT MOST PEOPLE USE TOTAL DISABILITY COVER FOR

  • Mortgage or debt repayment
  • Supplementing income due to their inability to work
  • Allowing a spouse to take time off work to provide support
  • Childcare costs that are the result of either taking some time out to recover or their spouse taking time out to look after the children
  • Access to a full-time care
FILL IN YOUR DETAILS BELOW TO FIND OUT MORE

FILL IN YOUR DETAILS BELOW TO FIND OUT MORE